Pricing
Priced on the value we hold and the controls you run.
Fideleo earns revenue from per-transaction settlement fees and from subscriptions for the authority-limit governance, reconciliation and reporting that sit around every release. We are pre-seed and sell founder-led; pricing is agreed in a design-partner engagement rather than published from a list.
How Fideleo is charged
Three revenue lines, quoted together.
Most customers combine per-transaction settlement with the governance and reporting subscriptions. Figures are agreed per engagement against your flow profile and control requirements — we publish no standard price list.
Settlement
For finance and treasury owners moving conditional B2B value without pre-funding the full transaction up front.
- Value held in escrow and released only when defined fulfilment conditions are met
- A thin basis-point take rate plus a fixed per-event fee, so high-frequency low-value flows are not charged as a percentage of value
- Release bound to verified fulfilment evidence, oracle confirmation or mutual sign-off rather than a timeout
- Payment bound to a verified counterparty identity before value moves
- An auditable record behind every held-and-released transaction
Treasury Controls & Governance
For CFOs and treasury controllers encoding a delegated-authority matrix as enforced policy over every agent-initiated release.
- Policy-as-code authority limits: per-company caps, transaction-type rules and value thresholds
- Guided validation so routine within-policy cases clear automatically without misconfiguration
- Human approval gates for material, irreversible or above-threshold releases, with the held transaction and its evidence presented for accountable sign-off
- Automated exception routing to the correct human governor
- Continuous balance reconciliation across escrow accounts
Audit & Compliance
For compliance and risk officers who must evidence what moved, why, and under whose authority.
- Complete, tamper-evident audit trail suitable for dispute resolution and regulatory review
- Reconciliation exports and compliance-ready reporting
- A defined dispute and exception procedure kept separate from mechanical release
- Records of the regulatory perimeter, value segregation and approval chain behind each held release
Fideleo is pre-seed. Early customers engage as design partners, and pricing is set against real flow volume and control requirements rather than drawn from a published tariff. AI colleagues run condition monitoring, reconciliation and exception routing; named human governors approve threshold breaches and hold fiduciary accountability.
Procurement and price
What determines what you pay.
What drives the price of a settlement engagement?
Two things. Settlement is charged as a thin basis-point take rate plus a fixed per-event fee, so your transaction count, value and mix drive that line. The governance and reporting subscriptions are quoted against the control surface you need — the authority limits, approval gates, reconciliation and compliance reporting you operate. We agree both in the engagement rather than reading them from a list.
Why is there no published price list?
We are at pre-seed stage and sell founder-led to a small number of design partners. Each early engagement doubles as customer discovery, so pricing is set against your actual flow profile and control requirements. We would rather quote something we can stand behind than publish a figure we cannot yet defend.
How is Fideleo priced against percentage-of-value incumbents?
The per-event fee is intended to make high-frequency, low-value flows materially cheaper than a straight percentage of value, while remaining competitive on larger conditional settlements. We will model your specific mix with you before you commit.
Do we have to pre-fund the full transaction to use escrow?
The ledger is built to avoid the two failure modes of current practice: full up-front pre-funding that ties up working capital, and partial funding that simply relocates risk to the party owed later. Value is held and released against fulfilment conditions. How your flows are funded is part of the engagement scoping.
What does the procurement and onboarding conversation cover?
Before value is held on your behalf we walk through the regulatory perimeter, evidenced value segregation and a defined failure scenario, so a compliance or risk owner can sign off without onboarding an unregulated intermediary. Entry is planned through a DFSA licence in the DIFC. We share this documentation as part of the sales process.
How do we buy, and who do we talk to?
Sales are direct and high-touch. Contact us and we will arrange a working session with finance, treasury and compliance owners to map your approval matrix, release conditions and flow volume, then return a quote covering settlement fees and the subscriptions you need.
Price it against your flows and your controls.
Tell us how your conditional settlements move and which authority limits you must enforce, and we will model the settlement fees and the governance and reporting subscriptions together.